Decision‑ready data for small‑business lending.
MoneyThumb is a cloud platform and REST API that turns bank statements and financials into verified, fraud‑checked data your team and systems can act on, so you fund faster and fund fewer bad deals.
Supported banks · 140,000+ statement formats recognized
new bank statements analyzed every month
statement formats recognized worldwide
lenders, funders, ISOs, and platforms
fraud detection (US 12,260,174 B2)
Type II compliant, US‑hosted
Edited
Hidden position
Thousands of formats
Every statement checked against itself and against verified statements from the same bank.Every deal starts with a stack of documents. Most of the risk is hiding in them.
Bank statements arrive in thousands of formats. Some have been edited. Some hide existing positions. Your underwriters spend hours keying, checking, and second‑guessing, and fraud still gets through.
MoneyThumb handles the documents so your team can make the decision.
One platform, from submission to decision.
Use the full workflow, or plug in only the pieces you need.
// POST to your LOS, CRM, or decision engine POST https://your-los.example/webhooks/moneythumb { "event": "analysis.completed", "business": "Great Meals Food Group LLC", "thumbprint_score": 840, "avg_true_revenue": 269755.00, "avg_daily_balance": 21139.81, "mca_withhold_pct": 41, "dscr": 2.42 }
Built for decisions you can defend.
Our extraction is deterministic, not an AI estimate. Run a statement twice and you get the same result, and every number traces back to its source. No guesswork for your credit committee or your auditors.
Scrubbing a PDF's metadata beats tools that only read metadata. ThumbPrint compares each statement against verified statements from the same bank, drawn from about 2.2M new statements a month, which is why the scale in the proof bar matters.
SOC 2 Type II compliant, hosted in the US, and we never train models on customer data.
Built for the way you fund.
MCA fundersMCA funders
Screen more submissions, catch tampered statements and stacked positions, and fund good deals in minutes.
MCA solutions
SMB lendersSMB lenders
Cash flow analysis and fraud checks built into your underwriting flow, from application to approval.
SMB lending
Banks & CDFIsBanks, credit unions, and CDFIs
Consistent, auditable analysis of statements and financials for small‑business credit.
Banks and credit unions
PlatformsFintech and embedded‑finance platforms
Add bank statement analysis and fraud detection to your product through one API.
Platforms
ISOs & brokersISOs and brokers
Submit cleaner deals faster, and know which funders they fit before you send them.
ISOs and brokersTrusted by 230+ lenders, funders, ISOs, and platforms.
[Quote 1: MCA funder, on speed or volume. To be sourced]
[Quote 2: lender or platform, on fraud caught. To be sourced]
Fits the stack you already run.
MoneyThumb connects to your loan origination system, CRM, and decision engine through our API, or your team can work directly in the web platform. No desktop software, no rip‑and‑replace.
What we're seeing across about 2.2M statements a month.
See your own deals through MoneyThumb.
Bring a few recent statements to your demo. We'll show you what we extract, what we flag, and how fast.